Thursday, December 9, 2010

Accident Health Insurance: a friend in need

An Accident is the term used to denote a sudden mishap that can bring huge changes in the life of an individual. It may lead to death, disablement or bodily injuries that may reduce the earning capacity of a victim. After an accident, arranging for the finances to seek quality medical treatment becomes the immediate need of an hour. Many people borrow money or sale off their household assets.

But, all these issues of life would have been solved out, if the victim would have Accident Health Insurance. These are the plans designed to offer coverage for health issues arising at the time of an emergency. These plans offer a beneficiary a lumpsum payment, in case of death of an insured and a proportion of the sum assured, in case of disablement or the other bodily injuries.

These products are designed to offer coverage to many other risks, such as coverage for emergency ambulance cover, accident medical expense and many other. One such plan that is most liked by the people of India is Apollo Munich’s Individual Personal Accident Health Insurance Plan. The plan is available in two variants—Standard and Premium. Both these variants offer different sum assured range, suiting people of all income groups.

3 comments:

  1. We hear of so many accidents daily, that are not in our control. If not for ourelves, atleast to secure the future of our family financially, we should take accident insurance.

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  2. No need to make changes in your life afteran accident if you have accident insurance.

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  3. Dont take chance on life by living without accidnt insurance.

    ReplyDelete