Apollo - Apollo Group of Hospital

The condition of healthcare in India is not good. The last year healthcare statistics show that only 15% of Indian population finances their medical expenditure through health insurance. 85% of uninsured population is not a small number to be ignored. Thus, there is need of different healthcare bodies to come forth and encourage people to buy such products so that they could avail quality medical treatment without any financial crunch. One such organization that has actively participated in improving this scenario is Apollo Groups.

The Apollo Group of Hospital, an extensive chain of hospitals, is well known for offering best medical treatment to its patients. In order to make medical treatment accessible to the people of India, the Apollo Group of Hospitals decided to leap into health insurance sector and joined hands with Munich Health, new business segment of Munich Re, Europe’s leading insurer.

Apollo Munich has emerged to demystify health insurance in India and is looking forward to offer health cover to more than 500 million people in India over next five years. Working in this direction, the company has adopted a unique ideology of devising products on basis of healthcare needs of people and thus, has been successful in offering best-in-class products coupled with best services to the Indian masses.

Affordable Individual Health Insurance

There are many people who are derived of quality healthcare, when required. The entire family gets affected, if any family member comes across any sudden mishap. It is because of high rising medical costs. Health insurance is the only solution that can bring medical treatment within reach of the common individual. At the same time, there are people who do not have sufficient amount of money to invest in these plans and thus, they look for affordable individual health insurance plans.

These plans are easily affordable. These plans are designed to ensure that people get sufficient coverage at cost-effective prices. There are many such plans available in Indian health insurance market but choosing a right plan is an hour of need. It means a plan that offers cover to a person’s healthcare needs at an affordable price. It is advisable that a person should compare health insurance plan quotes of several plans in order to reach to a right decision.

Many people searched for affordable individual health insurance plan and reached to the conclusion that Apollo Munich plans are best of its kind. They offer sufficient coverage as compared to the premium charged. All its plans are well thought and devised.

Cashless Insurance in India

One of the most important problems of the insured people at the time of medical emergencies is the time taken for claim settlement services. Looking into the solution to this problem, health insurance companies provide a cashless facility to its customers. Using this option, insured people can seek quality healthcare, without worrying about the bills, from the hands of medical experts.

This is one of the most sought after feature that is welcome by the people. The reason is simple that there is no claim process associated with the same. It is an access to the insured to seek medical care from the hands of experts and leave the hospital premises without paying their bills. Health Insurance Company settles bills directly to the hospital on behalf of the insured.

The only point that should be kept in mind when you use the treatment on the basis of the case is that the approval is required prior to treatment. It may either from TPA or from the insurer, as stated in the terms and conditions of the plan purchased.

Critical Illness Cover

There are many people who buy health insurance but do not avail critical illness cover, as they could not spare extra amount for the same. But, this coverage is much beneficial, as a person can be diagnosed by any critical illness and then, the money received from the insurance might not be sufficient to seek quality healthcare.

Critical Illness Cover can be availed along with health insurance plan or as a separate plan. Easy Health, the most popular health insurance plan brought by Apollo Munich, gives this facility, as an additional and optional feature. It offers coverage against eight major disorders, which include Cancer, First Heart Attack, Sclerosis, Kidney Failure, Major Organ Transplantation, Stroke, Paralysis and Coronary Artery Surgery.

Opting for Critical Illness cover might increase the amount of premium, but it is mush useful. If an insured is diagnosed suffering from any of the covered diseases, he/she gets a lumpsum payment, which can help an insured in seeking quality treatment.

Thus, it is always advisable to have this coverage such that an individual could enjoy the life to a greater extent. Easy health plan comes with lifelong renewal feature, thus offering protection for the entire life.

Economical Health Insurance

There are many people who think a lot before buying economical health insurance. These people are always confused if they would be able to seek sufficient coverage under such plans. These products are designed to fulfill healthcare needs of budget conscious people. The only point that a person should have in his/her mind is to make a right choice. Compare quotes of shortlisted plans and then, buy the one that seems to be best. A plan chosen in this way would offer the required coverage at cost-effective price.

Majority of people choosing economical health insurance keep premium in mind, but there are certain other features like coverage limits, benefits, facilities, etc, that play a major role in offering the coverage. A person who does not much about health insurance is advised to buy health insurance from a reputed provider. These providers well design their plan and offer the coverage as per the needs of people.

Apollo Munich is one such provider. All its plans are available at affordable rates. An insured gets maximum coverage in minimum possible price. One good feature of this provider is that there are plans for people of all income groups. so, buy health insurance today.

Compare Health Insurance

There are many health insurance plans available in Indian health insurance market that attracts people with one for the other feature. But, it is not the right way to choose the health insurance plan. These plans engender dissatisfaction among the users. The plan not chosen after compare health insurance does not offer cover to all health needs. There are so many plans available in Indian health insurance market that a person making a random choice would not end up with the right plan.

Instead it is sequential way to reach to the right plan. There is no doubt that health insurance market is inundated with such plans. A person should list down his/her healthcare needs and then, should shortlist plans. Quotes of these plans should be compared to know about them in detail. These quotes give an idea of plans’ coverage limits and exclusions. The plan chosen on basis of compare health insurance would give an insured a better coverage.

Apollo Munich Health Insurance has designed best plans. The products and services offered give complete coverage to an insured. Its Easy Health plan has received maximum number of Indian votes for being the complete health insurance plans.

Health Coverage - to stay at a peace of mind

Medical costs are highly increasing and most of the people are not able to pay off these bills from their pockets. Thus, it brings financial stress to a family. It is because majority of people in India do not have health insurance, which makes medical treatment much easier.

Health coverage is believed to be a vehicle that helps an insured and his/her family members to stay at a peace of mind, as he/she gets the financial coverage at the time of medical emergency. Though these plans are so beneficial, but still very less numbers of people in India are insured. Health insurance providers need to take the matter seriously and work upon the loopholes so that the condition of India can be improved.

Apollo Munich, a pure health insurer, is one such provider that is working in this direction and is looking forth to offer health coverage to more than 500 million populations over next few years. It has emerged with the aim to uncomplicate health insurance. All its products are well thought and designed to offer complete coverage at cost-effective price. There are plans for people of all income groups, ranging from Insure Health, the most economic product to Maxima, the most comprehensive plan.

Accident Health Insurance - make health treatment affordable at the time of an accident

An individual can meet an accident at any time of life. These unforeseen incidents bring along with them several difficulties for a victim and his/her families. One such problem is financial issues due to high rising medical costs. These financial problems can be avoided by buying accident health insurance plans that are designed, keeping healthcare needs of a person meeting an accident.

These plans offer coverage to health risks, right from death disablement to several other bodily injuries. It offer sum insured amount to beneficiary, in case of an insured’s death or disablement, as the case may be. It depends upon the extent of bodily injuries and terms and conditions of the plans.

Thus, these plans make medical treatment affordable and accessible at the time of an accident. Accident health insurance acts as a true friend in times of need and thus, keeps a policy holder and his/her family away from financial stress. These plans should be made mandatory so that no one is deprived of quality healthcare in case of an accident.

Apollo Munich, a well known health insurer, has brought best-in-class Individual Personal Accident Health Insurance plan for the citizens of India. this plan is available in two variants—Standard and Premium.

Buy Medical Health Insurance - cashless hospitalization in more than 4000 network hospitals

There are many people in India who think a lot before they buy medical health insurance. They think if it s a useful expenditure. It shows that there are many people who are not aware of the importance of such products. But, they come to know when any of their family members or relatives or friends comes across any sudden mishap, which result in long hospitalization bills. It is not easy to pay off these long bills. But, it becomes must for survival. Hence, an individual look for various other options that engenders financial stress to a family.

Thus, it is advisable to buy medical health insurance before any such problem or financial issues bring a change in lifestyle. Once a person buys medical health insurance, he/she can seek quality healthcare without any financial crunch. In addition to it, there are many facilities that come along with the plan that an insured gets complete coverage.

One such facility that helps an insured to enjoy life is cashless hospitalization. It allows an insured to go to any network hospital and get treated without paying medical expenses, which are settled directly by the insurer.

Apollo Munich offers this facility in more than 4000 hospitals of the country.

Family insurance plans offer cover to all family member

One of the biggest problems that a family faces at the time of medical exigency is the disturbance of family budget due to expensive medical treatment required for the victim. In many cases people are deprived of quality medical treatment while in other people bring financial stress to their family. All these problems can be avoided by buying family insurance plans that offer health cover to all family members, which may include an insured, spouse, dependent parents and dependent children.

Family insurance plans take care that all family members are able to seek quality healthcare, when required and that too without any financial crunch. If a family is insured, medical expense is no more a burden. It is, therefore advisable to have the best family health insurance plans such that one can get wide cover at reasonable prices.

Maxima is Indian first 360 degree product that makes medical treatment almost free. It is one of the most liked family insurance plans. It offers cover to 2 adults and up to 2 children. The unique feature of this plan is its coverage to outpatient treatment that includes doctor’s consultation, pharmacy costs, diagnostic tests and health check-up. Buy such plan and enjoy the coverage.

Buy Health Policy Online - Buy Online and Online Renewal

Online means have brought a revolution in today’s world. Everybody find it user-friendly because of the myriad of benefits associated with the same. People find it very convenient tool to have an access to worldwide information. Online means is increasingly finding place in every sphere of life. It has penetrated into health insurance sector and thus, has brought the tool to help people buy health policy online.

Buy health policy online allows an individual to buy in just few clicks of the mouse. Besides it, an insurer has also started online renewal facility to help their customers to get their plans renewed online. It keeps them away from meeting with agents or standing in a queue for long. Thus, Internet has brought a big relief for people.

Apollo Munich has also given place to these two links—‘Buy Online’ and ‘Online Renewal’ on their website and thus, brought a relief to Indian citizens. Now, a person can buy Apollo Munich’s plan in just four simple steps—Select a plan, Create Proposal, Insure Details and Make a Payment and can renew a plan in just two steps—login and make a payment. Now, buy or renew health insurance at the comfort of your home.

Buy Medical Policy Online

There is a large pool of people who do not want to buy medical policy online because of lack of trust. This section of people believes that online transactions are not fair enough to be carried out and are not secured. People believe that they might lose their privacy at the time of transactions. Thus, they stay away from buying medical policy online.

But, it is a perception and not a truth. Today, online engine are supported with robust payment getaway that guarantees that the information disclosed will not be shared to any third party. Rather it is user-friendly and simple means that allows a person to buy medical policy online at the comfort of his/her home. A person can buy as per his/her convenience at any time of day or night. It saves time. it keeps an individual away from long processes of involving in paper work. There is no need to call agents and hold meetings. One has to neither stand in queues for the same.

All the above stated advantages can be enjoyed, if medical insurance is bought from a reputed provider, like Apollo Munich. these provider offer best products combined with best services for their customers.

Do you want to have the best family insurance plan?

It is a human nature that everybody wants to have the best family insurance plans. But, the question arises that which is the best plan?

The best pan is the one that fulfill a person’s needs. As every human being has different needs, thus the best plan for one might differ from the other. But, in general, the best plan is the one that offers basic coverage and fulfills most of health needs of majority of target segment of people.

In India, majority of people voted for Easy Health to be the best family insurance plan. it is brought by Apollo Munich. This plan is available in two variants:-

• Easy Health—Individual
• Easy Health—Family

Each of these variants is available in three sub variants—Standard, Exclusive and Premium.

Thus, a person can buy this plan on individual or family basis and can also make a choice among three variants. Each variant has different coverage limit and the range of sum insured. These variants offer coverage to health needs of people of all income groups. it not only offers wide coverage, but can also be purchased at the expense of just few rupees per day.

Buy Medical Insurance - healthcare without any financial stress

There are many people in India who do not know the importance of health insurance and thus, they do not buy medical insurance. It shows that there is a need to spread awareness about the same so that people can get an access to quality healthcare without any financial stress. Thus, people should be encouraged to buy medical insurance.

These plans are designed, keeping healthcare needs of people in mind. They offer financial coverage to medical exigencies. There are different kinds of plans—pure medical insurance plans that look after inpatient treatment charges, travel insurance plans that take care of expenses incurred for health risks during traveling and accident insurance plans to take care of expenses incurred for health risks due to accident.

A person should look into his/her healthcare needs and then, buy the one that fulfills them. It is always better to buy medical insurance from a reputed provider. Apollo Munich is one of them that have brought best-in-class products and offerings for the Indian citizens. Easy Health plan is believed to offer complete health coverage to an individual and family. It is designed in three variants, looking into needs of people of all income groups.

Well Designed Family Insurance Policy

There are many people who are in search of a well designed family insurance policy. These policies offer complete health cover to a person at cost-effective prices. There are many family plans available in India, but Easy Health is the best well designed family insurance policy. It is one of the most sought after product. It is intelligently designed to take care of health needs of all family members, which can include an insured, his/her spouse, his/her dependent children and his/her dependent parents. The plan comes in three variants—Standard, Premium and Exclusive, each with different coverage limits and the range of sum insured. This policy offers cover to health needs of people of different income groups.

The plan offers complete cover to inpatient treatment expenses, pre- and post-hospitalization expenses, domiciliary treatment and day-care procedures etc. Apart from these, there is coverage for organ donor, ambulance expenses, spectacles, hearing aids, maternity expenses etc.

The plan also offer additional and optional Critical illness Cover for eight major illnesses-- Cancer, Coronary Artery Surgery, Major Organ Transplantation, Heart Attack, Paralysis, Multiple Sclerosis, Kidney failure and Stroke. The plan comes with no cover ceasing age, as it brings along with it a facility of lifelong renewal.

Healthcare Insurance - A Medical Emergency

There is no doubt that health is the most precious entity that a human being has. It is must to take care of health, if you want to be happy in your life. Thus, you should always have healthcare insurance that acts as a solution to the problem that people face at the time of medical emergency.

These plans are well designed, looking into health needs of people. The best-in-class health insurance products are offered by Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health. The company is successfully able to use the experience and knowledge of its partners.

Easy Health is the most popular product that offer complete health insurance coverage. It can be purchased on individual basis as well as on family basis. It offers its customer a facility to avail treatment based on cashless hospitalization in any of network hospitals and on basis of reimbursement in non-network hospital.

It offers coverage to inpatient treatment, pre-and post-hospitalization expenses, domiciliary treatment, 140 day-care procedure (treatments that do not require hospitalization for more than 24 hours), daily cash for choosing shared accommodation etc. This plan comes with lifelong renewal facility to help an insured to enjoy the coverage for the whole life.

Is buying healthcare online policy reliable?

There are many Indian people who do not trust these healthcare online providers. This distrust is mainly at the time of online transactions. The security of these online portals is still doubted. A person can easily find a pool of people who still wait for agent to come up to them and guide them, when everything can be done just with an access to internet.

Health Insurance online policy can be issued in just few minutes. A person can get soft copy of policy’s paper instantly, once the formalities are completed. There is no need for a person to wait for agents or stand in long queues. It well suits the busy lifestyle of people, who cannot spare time for meetings with agents. Credit and Debit cards have been helpful in carrying out transaction smoothly. It transfers money from an insured’s account to the insured’s account.

Individuals are doubtful that they might lose the secret information, which can be misused by a third person. But, a person can stay away from such security problems by buying plan from the company that uses robust payment gateway for health insurance online transactions. Apollo Munich is one of such companies that take care of their customer’s privacy.

Buy Medical Policy - offers complete health cover

In India, there are people who think that health insurance should be purchased at old age, as the body gets prone to health issues. This show that they do not know the working of health insurance plans. But, the truth is that it is always better to have such products at the earliest. It is said to buy medical policy at early age, as there are many advantages associated with the same.

Buy medical policy at early age, as every plan has waiting period for specific diseases. This means that a health insurance plan offers complete health cover only after few years of purchase, when waiting period get elapses. At the same time, a person gets cumulative bonus, which increases his/her sum assured amount, for every claim-free year.

Looking into this scenario, it is always better to buy medical policy at early age. One has to pay less premium amount for policy purchased in early age. Secondly, he/she would have wider plans available before him/her. The options decrease, as the age increases.

So, buy health insurance at early age from a reputed provider, like Apollo Munich, and get it renewed regularly to enjoy the coverage for the extended time period.

Healthcare plans—becoming a need

It should be made must for all individuals to buy healthcare plans so that they get an access to quality healthcare, when required. These plans take care of medical expenses incurred, if an insured undergoes a sudden mishap, due to which quality healthcare becomes must.

A healthcare plan is the only solution to increasing medical costs. It is said that medical costs are expected to increase tremendously that it would become difficult for people to pay for the same. Thus, it is advisable to buy such that so that an insured can seek medical treatment without any financial crunch. It offers peace of mind by maintaining the balance between the quality medical treatment and the wallet.

There are different types of these plans. One can choose, as per his/her needs and budget. It is said to buy a plan from a reputed provider, like Apollo Munich in order to have best products and best services.

Apollo Munich has adopted a unique ideology of designing products, after identifying health needs of people. It is because of this reason that their products are most sought after by the Indian population. They are the first provider that brought the facility of lifelong renewal, looking into people’s health needs.

The Need Of Family Insurance

There are many people who still believe that there is no need of family insurance plans. But, the truth is that it has become a necessity for very family to have it. These plans offer financial coverage at the time of medical emergency. The most important benefit of these plans is that it offers health cover to all family members under a single plan. Here, the family may include an insured, spouse, dependent parents and dependent children.

There are various family insurance plans available in Indian health insurance market. There are plans that offer basic health coverage. On the other hand, there are plans that offer comprehensive health coverage. a person can buy the one, as per his/her family health needs.

Apollo Munich has brought Easy Health, as their basic health insurance plan. It can be purchased easy at the expense of just few rupees per day. Maxima, Indian’s first 360 degree product is a comprehensive plan that offers wide health cover to the Indian citizens. This plan is designed to make medical treatment almost free. Both these plans are available with the facility of lifelong renewal to help an insured enjoy coverage all through the life.

Buy Health Insurance

Health insurance is the right tool to be used to finance medical expenses and thus, to help you family member stay at peace of mind. It offers financial coverage at the time of medical exigency, thus, keeping them away from financial issues that can create financial stress to a family. It is becoming a necessity.

The Indian citizens should buy health insurance, as the condition of health insurance is very poor and the medical costs are increasing speedily. If the same continued, people will be deprived of quality healthcare in the following years, as paying from the pocket is not always possible. Sometime the bills may exceed the savings, thus, bringing financial stress to a family. So, buy health insurance and enjoy the life.

One should be careful enough while making a choice so that he/she have to face any problem in times of need. Buying from a reputed provider is the best option, as they provide the best-in-class products and offerings. Apollo Munich is one of the providers that have earned much name and fame in very short time span. Their products are very well designed, keeping healthcare needs of people in mind. so, buy health insurance and live fearlessly.

Best Mediclaim Policy

Which is the best mediclaim policy? This is the common question that is asked by everyone, looking for a health or medical insurance product. It is a human nature. No one wants to invest the money without knowing about the best mediclaim policy. Broadly speaking, it is the one that fulfills an individual’s healthcare needs. Thus, it may vary from a person to person.

Market survey show that the best mediclaim policy is Maxima, India’s first 360 degree product. It is brought by Apollo Munich Health Insurance Company. It offers comprehensive health coverage to its customers.

There is an inpatient cover of Rs. 3, 00,000 for its customer. It offers maternity coverage, additional and optional Critical Illness Cover, pre-existing disease coverage on outpatient basis (inpatient basis with waiting period of 3 years) and many others. In addition to it, there are consultation coupons that are given to its customers for outpatient coverage. This plan also offers coverage for outpatient consultation, pharmacy bills, diagnostic tests, outpatient dental treatment, contact lenses, spectacles and health checkups.

Maxima offers coverage from 91st day onwards to maximum entry age of 65 years. There is also a lifelong facility in order to help an insured to enjoy the coverage for the entire life.

Buy Medical Health Insurance

The condition of health insurance en India is not good. It is one of the nations where health insurance is not mandatory and as a result, only 15% of Indian population enjoys life under health cover and rest 85% are uninsured. People in India are not aware of health insurance and thus, they pay for medical treatment from their pockets. But, it is one of the grave areas, which can affect the country and its citizens to a great extent.

Thus, there is a need of spreading health insurance awareness among the masses. It is only then possible that people could get an access to quality medical treatment, without any financial stress. So, buy medical health insurance and encourage other people to do the same. It will make medical treatment affordable and accessible for all.

Buy medical health insurance and enjoy the life fearlessly, as there is someone to pay for your medical expenses. It helps in maintaining the balance between quality healthcare and wallet. The only thing that you should consider is to buy medical health insurance from a reputed provider, such as Apollo Munich. A reputed provider provides you best products and services to help you to enjoy your life to the fullest.

Buy Insurance Online

Internet is finding its place in almost every sphere of life. The reason is quite simple that this means well suits hectic schedule that an individual follows these days. This user-friendly tool has also penetrated into health insurance area, which is not completely developed. Today, almost every notable health insurance company has brought the feature of ‘Buy Insurance Online’ on their website, thus giving an individual an access to purchase a plan at any time of day or night.

Buy insurance online is a feature that offers instant coverage. The most important beneficial point of using this means of policy issuance is that it keeps a person away from policy issuance hassles. You need not have to call or wait for agents to issue you a policy or create proposals for the same.

Apollo Munich has also introduced the features of ‘Buy Insurance Online’ and ‘Instant online’, responding to the changing market dynamics so that its customers can issue and renew policy easily. Both these features are user-friendly; using which an individual can buy or renew the plan in just few click of the mouse. Hence, it is easy and straightforward method that makes the whole process of policy issuance simpler.

Medical Insurance Policy

Medical insurance policy is an ideal tool that helps an individual to finance their medical expenditure and thus, gives him/her a key to avail quality medical treatment without any financial constraint.

Medical treatment costs are likely to increase to a great extent and thus, it will become problem for uninsured individuals to pay for the same in case of emergency. Hence, it becomes must to get the medical insurance policy in order to make quality healthcare accessible and affordable. Once you buy healthcare policy as per your needs, you will feel stress-free as you get the protection against health risks.

There are numerous medical insurance policies available in India. A person should take care of the following points while choosing a plan for him/her.

1. Always keep your healthcare needs in mind.
2. You should compare different products with regard to premium paid, coverage limit, deductible, copayment, exclusions and associated terms and conditions.
3. Understand each and every condition of the plan so that you might not face any problem during reimbursement.
4. Don’t forget to know about waiting period for different diseases and their coverage.
5. Read Exclusion section
6. Buy from a reputed provider, like Apollo Munich for the better services.

Medical Insurance Plans

Medical insurance plan is a contract between a policy holder and a health insurance company, in which later offers medical cover to a former for health risks arising due to an unforeseen event, as stated in the plan’s terms and conditions. An insured is supposed to pay for this coverage. This amount that is paid at the time of issuance or at the time of renewal is called premium. Medical insurance plans offer the following benefits:-

1. Financial protection for medical exigencies
2. Peace of mind
3. Balance between quality healthcare and wallet

Besides these, medical insurance plans make medical treatment affordable and accessible. It gives an insured a privilege to avail medical treatment without worrying for medical bills. These plans bring along with them a long list of benefits and facilities, thus offering people various healthcare solutions to stay healthy.

Apollo Munich has brought many medical insurance plans—Easy Health, Easy Travel, Individual Personal Accident plan, Optima Cash, Insure Health and Maxima. All these products offer wide coverage at reasonable price. Each and every of them comes with a long list of benefits and facility, which are well thought and included to ensure that an insured gets sufficient coverage.

Medical Insurance

Those days are gone when people use to arrange money before going to reputed hospitals for quality healthcare. Nowadays, there are medical insurance plans that look into healthcare expenditure of the people. These plans are designed by insurer to offer required health coverage to the people. It helps an insured to go for the quality healthcare without worrying for the medical expense.

Medical insurance plans are of various types. There are pure health insurance products that take care of hospitalization expenses and also bring along with them a long list of benefits. There are accident insurance plans that offer cover to health risks arising due to accident, from death, disablement to bodily injuries. Besides it, there are travel insurance plans that offer coverage to health issue arising due to travel outside the country.

These plans have been useful in availing medical treatment, as it keep all financial inconvenience during medical exigencies away from an insured.

Apollo Munich has brought several medical insurance plans to make medical care affordable and accessible for the people of India. Each of its plans comes with a long list of benefits and facilities that are included in plan, looking into healthcare needs of people.

Health Insurance Plans

Health insurance plans have really proved beneficial in helping people to avail quality medical treatment without any financial stress. An insured individual can go to any registered hospitals and can seek treatment from the hands of experts. One can seek treatment on the basis of cashless hospitalization in network hospitals and on basis of reimbursement in non-network hospital. Besides it, health insurance plans bring along with them a long list of benefits and facilities.

These plans not only make medical treatment easy but also keep one at a peace of mind that he/she would be able to seek medical treatment in times of exigencies. These plans are devised keeping need of quality healthcare in mind. There are plans that offer coverage for both inpatient and outpatient treatment. There are plans that look into pharmacy costs, diagnostic tests, consultation, health checks-ups etc.

One of the health insurance plans available in Indian health insurance market is Maxima, India’s first 360 degree plan. This plan takes care of all medical needs of people. it comes with lifelong renewal to help its customers to enjoy the coverage for the entire life. so, buy the plan with an extensive cover and live life fearlessly.

Best Health Insurance Plan

There are many health insurance plans in India but the best health insurance plan should be chosen carefully. There are several aspects on basis of which a plan can be said to be the best health insurance plan. It should offer sufficient coverage at cost-effective price.

Market survey shows that Easy Health is the best health insurance plan that offers wide health cover to an insured at the time of hospitalization. It is one of the plans that work on the principle of indemnity and thus, pays for the medical expenses incurred at the time of hospitalization or for the treatment against covered peril.

This plan comes in three variants—Standard, Exclusive and Premium. Each of these variants has different coverage limits and range of sum assured. Its coverage includes additional and optional benefit of Critical Illness cover, which pays for the sum assured, in case an insured is diagnosed suffering from any of the eight covered diseases, which include cancer, coronary artery surgery, sclerosis, stroke, first heart attack, renal failure, paralysis and major organ transplantation.

This bets health insurance plan can be purchased and renewed online. It can be purchased till the age of 60 years, but it comes with the facility of lifelong renewal such that its customer can enjoy the coverage for the entire life.