Wednesday, October 13, 2010

Best Mediclaim Policy

Which is the best mediclaim policy? This is the common question that is asked by everyone, looking for a health or medical insurance product. It is a human nature. No one wants to invest the money without knowing about the best mediclaim policy. Broadly speaking, it is the one that fulfills an individual’s healthcare needs. Thus, it may vary from a person to person.

Market survey show that the best mediclaim policy is Maxima, India’s first 360 degree product. It is brought by Apollo Munich Health Insurance Company. It offers comprehensive health coverage to its customers.

There is an inpatient cover of Rs. 3, 00,000 for its customer. It offers maternity coverage, additional and optional Critical Illness Cover, pre-existing disease coverage on outpatient basis (inpatient basis with waiting period of 3 years) and many others. In addition to it, there are consultation coupons that are given to its customers for outpatient coverage. This plan also offers coverage for outpatient consultation, pharmacy bills, diagnostic tests, outpatient dental treatment, contact lenses, spectacles and health checkups.

Maxima offers coverage from 91st day onwards to maximum entry age of 65 years. There is also a lifelong facility in order to help an insured to enjoy the coverage for the entire life.

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