Wednesday, October 13, 2010

Critical Illness Cover

There are many people who buy health insurance but do not avail critical illness cover, as they could not spare extra amount for the same. But, this coverage is much beneficial, as a person can be diagnosed by any critical illness and then, the money received from the insurance might not be sufficient to seek quality healthcare.

Critical Illness Cover can be availed along with health insurance plan or as a separate plan. Easy Health, the most popular health insurance plan brought by Apollo Munich, gives this facility, as an additional and optional feature. It offers coverage against eight major disorders, which include Cancer, First Heart Attack, Sclerosis, Kidney Failure, Major Organ Transplantation, Stroke, Paralysis and Coronary Artery Surgery.

Opting for Critical Illness cover might increase the amount of premium, but it is mush useful. If an insured is diagnosed suffering from any of the covered diseases, he/she gets a lumpsum payment, which can help an insured in seeking quality treatment.

Thus, it is always advisable to have this coverage such that an individual could enjoy the life to a greater extent. Easy health plan comes with lifelong renewal feature, thus offering protection for the entire life.

4 comments:

  1. This critical illness cover, though not compulsory, is very important as in case of a critical illness, every extra penny proves important. This amount is given by the insurance company to the customer over and above the hospitalization cost that they claim.

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  2. Very true. It is a good idea to opt for critical illness rider that comes along with Apollo Munich's Easy Health Exclusive and Premium variants.

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  3. Apollo Munich's plans seem to include all the major critical illnesses. It would be a good idea to take the critical illness cover.

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  4. I think that there should be an insurance plan only for critical illness. This is very important.

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