Thursday, December 30, 2010

Family Health Plan : a wonderful tool to deal with high rising medical costs

It is must to have family health plan, as it is only tool to deal with high rising medical expenses. These plans offer health cover to all family members under a single plan, thus curb down the affordability problem that is faced by most people in case of with individual health insurance coverage.

One should look into all the associated factors that are necessary to make the right choice. It includes premium, coverage limit, benefits, deductibles, waiting period, copayment etc. furthermore, a person should also read exclusion section, as it directly gives an idea of the uncovered perils. It is always suggested to buy from a reputed provider to ensure that a person gets the best coverage.

One such product is Apollo Munich’s Easy Health plan. It is available in three variants—Standard, Exclusive and Premium, designed keeping health needs of all sections of society. . It offers cover to inpatient treatment, pre- and post-hospitalization, day-care procedures, daily cash for choosing shared accommodation, maternity benefits, health checkups, spectacles etc. Besides it, there is an optional coverage for Critical Illnesses and New Born Baby. These benefits may differ from one variant to other. So, read the plan’s coverage properly and then buy the one that fulfill health needs the most.

3 comments:

  1. The whole family should be covered with mediclaim, and the best option is a family health plan.

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  2. Easy Health Exclusive is my choice.

    ReplyDelete
  3. It is the ebst tool to finance medical costs, instead of paying out of your pocket.

    ReplyDelete