Family Health Insurance

There are many people who have health insurance from their employers and thus, they don’t feel the need of family health insurance. But, truly speaking it is always better to have family health insurance, besides the one offered by the company. There are several reasons for the same.

One of the biggest is that employer’s coverage end up when a person leave his/her job. Secondly, there is no pre-policy benefit that a person can avail with these group health insurance policies. It is quite natural that by the time waiting period will elapse, a person will go ahead with a new job and will avail benefit under the different plan; this will keep him away from the benefits of the previous policy.

But, in family health insurance, one can get all these benefits on continuous renewal. Once waiting period is over, an insured can get coverage for all diseases. Thus, he/she would be able to enjoy the larger coverage.

Apollo Munich offers best-in-class family health insurance plan. Its Easy health plan is a wonderful plan that can be purchased at the rate of just few rupees per day. It offers complete coverage with a long list of benefits and facilities.

Buy Medical Insurance

It is beyond any doubt that quality medical care becomes must for people when they meet an unforeseen incident or falls sick. But, is it easy to pay for this quality treatment?

The long hospitalization bills are not easy to pay off. It has been seen that people sell out their houses in order to pay for these bills. An ideal way to make medical treatment easy is to buy medical insurance so that you would be able to avail quality healthcare, when required.

When you buy medical insurance you get a long list of hospitals, so called network hospitals. An insurer gives an access to its customers to seek medical treatment from the hands of experts on basis of cashless hospitalization. You can go to a hospital and walk out of it without paying the expenses. Your insurer would settle the bills on your behalf. Besides it, you can go to any registered hospital, which is not in its network and can get the treatment for the covered peril, up to the sum assured, but you need to pay the bills yourself, which later get reimbursed by the insurer.

Apollo Munich offers this facility of cashless hospitalization in more than 4000 network hospitals.

Health Insurance Rates

Many people do not buy health insurance because they believe that health insurance rates are too high and cannot be afforded. But, the truth is that these plans are available for people of all income groups. This shows that people in India are not much aware about the health insurance rates. Hence, there is a need of medical insurance providers to educate people about the same.

You have to pay only few hundred or thousands of rupees annually to get health cover with sum assured of few lakhs of rupees. In addition, you can enjoy your life to a greater extent, if you are insured. If you require treatment for a covered peril, you can easily get it from the hands of experts in the most renowned hospital of the city. If you go to any network hospital, you can get it on the basis of cashless hospitalization else on basis of reimbursement.

The only point to be considered is to make a right choice of medical insurance provider. The medical insurance rates offered by a reputed insurer, like Apollo Munich, are the most reasonable as compared to the coverage offered. They have brought best-in-class products and offerings.

Family Floater Insurance

Family floater insurance plans are those that offer cover to the entire family, which may include an insured, spouse, dependent parent sand dependent children. These plans curb down the affordability problem that a person might face, if all family members are covered with the help of individual health insurance plans.

There are many family floater insurance policies available in market that one looking for the best one gets confused. Each and every of the plan has some attractive feature to capture customer. But, a person should look into his/her healthcare needs and then, should make the right choice so that his/her family can get the sufficient coverage.

Market survey shows that Apollo Munich’s plans are the best of its kind. Apollo Munich offer family health protection in two of its famous plans—Easy Health and Maxima. Easy Health is a complete health insurance plan that gives coverage to all health issues arising due to sickness and an optional coverage to eight critical illnesses. Maxima is a comprehensive coverage plan that includes OPD coverage, maternity benefits, etc.

Both these plans come with lifelong renewal feature such that an insured can enjoy the health cover for the entire life.

Best Health Insurance India

There are many people who are in search of the best health insurance India plan, but they don’t know the right way to choose the same. People buy product that is used by their friends or relatives. But, they never think if this is the right way to choose the right plan?

A person, using this means, might end up with the best health insurance, but the probability is very less. It is therefore, advisable to adopt the right path to buy the best health insurance India. The foremost step that one should take care of is to list down his/her healthcare needs and then looks for the available plans. It can be done by surfing online.

One can shortlist few that fulfill his/her healthcare needs the most. Then, he needs to compare shortlisted plans on the various associated parameters—Premium, Copayment, Deductible, Coverage Limit, Benefits, Discounts, Facilities and Exclusions. A plan chosen after comparison on the basis of the above mentioned parameters will surely help you in choosing the best health insurance India.

Buying from reputed provider, like Apollo Munich, will further help in making a right choice. So, adopt the right path and choose the right plan to enjoy the life.

Medical Insurance Plan

There has been a tremendous change brought in life of people in last two decades. Large pool of Indian population enjoys working in office before their computer and laptops. Any sudden mishap can bring health issues that can affect lifestyle to a great extent. There are various sorts of medical treatment for these health issues. Thanks to medical insurance plan for bringing the solution.

It is only medical insurance plan that gives relief to a policy holder and helps him/her in availing treatment. Such plans maintain the balance between the quality healthcare and the wallet, which else would have been difficult to afford. There are various types of medical insurance plans brought by medical insurance providers. Some of these plans work on the principle of indemnity e.g. health insurance plans, while other work on the principle of benefit, e.g. accident insurance plan.

Apollo Munich, a joint venture between the Apollo group of hospitals and Munich Health, has earned goodwill for offering best-in-class products and services. Each and every of it medical insurance plan brings a long list of benefits for its customers. It also brings lifelong renewal feature so that its customers can enjoy the coverage for the whole life.

Medical Cover

Is medical cover required? There would be many people asking this question. At the same time, there is a pool of people who believe that this cover is required at later stages of life.

But, when any unforeseen incident turns up in life, family members run around for the arrangement of expenses. Some of them borrow money, while other sale off household assets in order to pay for the medical treatment of their loved ones. No one can deny the truth that quality healthcare become must for survival. So, before as person come across such event in life, he/she should purchase medical insurance so that there could be no issues for family members in exigencies.

Medical Cover not only makes medical treatment easy but also keeps one at a peace of mind that he/she would be able to seek quality medical treatment, when required. These plans are designed keeping healthcare needs of people in mind. They not only offer cover to both inpatient and outpatient treatment. There are plans that cover pharmacy costs, diagnostic tests, consultation, health checks-ups etc.

Apollo Munich, a pure health insurance company, has brought several plans that could find place in budget of people of all income groups.

Health Insurance Coverage

Health Insurance coverage is one of the important necessities that a person should have in his/her life. Medical insurance helps to pay off medical expenses during medical emergency. A person might meet a sudden mishap, which can bring health issues and may require medical treatment. The biggest problem that he/she can face is affordability of medical expenses. This problem can be overcome by purchasing health insurance coverage.

Medical insurers do not only pay for medical expenses, but also give several other benefits and facilities to help people live healthy life. One of the important features that are most liked by the Indian citizens is Cashless Hospitalization, which gives an insured an access to avail treatment on the basis of cashless hospitalization without worrying for the expenses, which are settled directly by the insurer.

Similarly, there is a feature of Healthline, where an insured gets an access to call at toll-free number and talk to medical experts for their health issues without any extra charge.
Apollo Munich, a pure health insurance company, has brought many such facilities to help their customers enjoy their life under health cover. Each and every of its plans come with a long list of benefits and facilities.

Health Insurance

Many people in India believe that health insurance plans should be bought in old age, as by that time human body gets more prone to diseases and health issues. These people know that these plans help in availing financial coverage during medical exigencies. But, the reality is that these plans should be brought as early as possible. There is no doubt that there are certain plans that offer coverage to old aged people, but if observed keenly, these plans are not as beneficial as buying them at early age.

A person buying health insurance at early age has to pay less premium amount, as compared to the one who buys in old-age. Maximum number of health insurance plans in India has cover ceasing age, beyond which there is no coverage offered. There is always some waiting period associated with these plans. This mean that provider do not offer coverage for certain diseases till that time elapses. Thus, if a plan is bought at old age, when a human body becomes more prone to diseases, a person might not be able to enjoy the complete coverage.

It is, therefore, advisable to buy health insurance at early age and get it renewed for the whole life. Apollo Munich offers this benefit of lifelong renewal with its plans.

Health Coverage

There are many individuals who think that there is health coverage is not required in early part of life. They admit that these plans are useful, but at middle or old age, as by that time, a human body becomes more prone to health issues. It seems as if these people do not know about the working of health insurance plans. They are not aware of cover ceasing age and the concept of waiting period.

The reality is that it is always better to buy health coverage as early as possible. There are many advantages for the same. By the time a body becomes prone to health issues, all waiting period elapses and the policy purchased offers full coverage. A person buying in early age has to pay less than the one buying at old age.

It is better to have a plan with lifelong renewal feature can enjoy the coverage all through his/her life. A person would get coverage for health risks both at early age and at old-age. Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, brings this facility of lifelong renewal feature that gives its customer an access to enjoy the health cover for the entire life, on renewing regularly.

Buy Health Policy Online

Those days are gone when people used to wait for agents to discuss their health needs and know about the details of the various plans available. Thanks to internet that has made surfing easier. An individual can sit at his/her home and can look for all the plans available at his/her convenience, without anybody’s guidance. Health insurers gives this facility to people to read all the term and conditions of the plan online. Buy health policy online feature helps an individual to take his/her time to decide about the plan to be purchased.

The online means of buying and renewing online have brought a great relief in the life of people following busy life schedule. A person can surf insurer’s website and can know about the plan in details at any time of day or night. Plans comparison is also made easy, as quotes of plans are easily available.

Apollo Munich, known for looking into people’s health needs, bring this feature of ‘Buy Health Policy Online’ that helps them to issue policy online in just four simple steps. This procedure keeps them away from the related hassles and long proceedings or tedious paper work, unless there is some adverse declaration made in the proposal form.

Family Insurance

Family insurance plans are believed to be much useful, as it offers cover to all family members, which may include an insured, spouse, dependent parents and dependent children. The most important benefit of these plans is that they curb the affordability issue that is faced by individual health insurance plans. These plans are well designed to offer coverage for hospitalization, pre- and post-hospitalization, day-care procedures, domiciliary treatment etc.

Apollo Munich has brought best-in-class family insurance plans. There is Easy Health—Family plan that comes in three variants: Standard, Exclusive and Premium. Standard is the most popular plan that offers basic cover. Premium is the most extensive plans that brings along with a long list of benefits.

In addition to it, Apollo Munich also brings Maxima, the most comprehensive plan that is believed to offer best family insurance in India. This plan offers both outpatient and inpatient coverage. Thus, a person can fulfill all his/her family healthcare needs on buying Maxima.

Both these plans come with lifelong renewal feature, which allows an insured to enjoy the coverage for the whole life on renewing regularly. A person who buys it at early age can enjoy the cover after maximum entry age, using the lifelong renewal feature.

Buy Health Policy Online

Whenever an individual falls ill, one of the greatest concerns that disturb the peace of mind is affordability of medical costs. Medical costs are increasing so speedily and are expected to increase to such an extent that it will be very difficult to pay for these. The only way to mange medical expenditure is to buy health policy.

But, people do not have time to wait for agents or stand in long queues to buy the same. Looking into this problem, health insurers have brought the facility of ‘Buy Health Policy Online’ for its customers, which keep them away from policy issuance hassles. One can buy health policy online just at a few clicks of the mouse. Thanks to internet for making whole task easier. You can buy policy and can make payment for the same online. You can use your credit or debit card for making the payment, which will transfer due amount from your back account to the company’s bank account.

Apollo Munich has also launched ‘Buy Health Policy Online’ facility to help its customers to buy policy in just four simple steps and ‘Online Renewal’, using which an insured can renew his/her plan to enjoy the coverage for the extended time duration.

Health Insurance Services India

The current healthcare statistics show that there is a need to offer people the wide health insurance service India. There are very number of people enjoying life under health cover. Almost 85% of Indian population pays for the medical expenses from their pocket, which is a meter of concern. If the same continued, it will become difficult for the people of India to manage their medical expenditure.

Working in the direction to improve the scenario of health insurance services in India, health insurer should join hands with Government, medical care providers and regulators and design products, as per people’s health needs. The combined efforts of all these bodies will surely fecundate into some prolific outcome that will help Indian people in seeking quality healthcare from the hands of experts.

Apollo Munich Health Insurance Company is one of the companies that have played a leading role in identifying health needs of the people and offering them the best health insurance services India. It has emerged with the aim to uncomplicated health insurance and with the commitment to take the fear out of faces, the jargon out of words, the confusion out of claims, the bitter out of medicines and the trouble out of treatment.

Mediclaim

There is a lot of potential in the field of health insurance that is yet not untapped. There are many efforts to be made in this field to make people aware of the benefits of the health insurance.

Heath insurance offers financial cover for the medical emergencies, thus, relieving you from the anxiety of paying for the quality medical treatment against health risks arising due to a sudden mishap. Buy Mediclaim Health Insurance and stay away from this anxiety of paying for the medical bills. There are several mediclaim plans that give you health insurance as well as tax benefits, under section 80 D of the Income Tax Act. Thus, these plans play a dual role of health cover as well as tax benefits.

The best-in-class products have been brought by Apollo Munich, a joint venture between the Apollo Group and Munich Health. Easy Health and Optima Cash, when bought together can be a good combo plan. Maxima, India’s first 360 degree plan, offers an extensive coverage, including OPD benefits. Thus, buy mediclaim health Insurance in India from Apollo Munich and have a secured future.

Medical Insurance Companies

Medical Insurance Companies have brought many products to help people, when they face unpredictable incident in life. There are very few plans that are designed, keeping healthcare needs in mind. Thus, a person should look into plan’s coverage and facilities in order to buy the best plan.

One of the medical insurance companies that design their products, looking into the people’s health needs is Apollo Munich. They have recently launched their new product with the name of Optima cash.

Apollo Munich, one of the pure medical insurance companies, identified the need of coverage for additional hospitalization expenses and launched this daily cash hospital benefit plan. Similarly, all its plans are designed, looking into the needs of people.

The strategy needs to be adopted by all medical insurance companies in order to improve the condition of the country. People should be encouraged to buy such products so that they can cope with the high rising medical expenses over next few years. Thus, Government of India and all the associated bodies, such as health insurers, medical care providers and IRDA should collectively take some measures to ensure that people in India can also stay away from financial stress and can get quality medical treatment, if and when required.

Health Insurance Floater Plans

An individual can meet any unforeseen incident that can bring health issues and may require quality medical treatment. It has been seen that it may lead to financial stress and thus, it is better to have health or medical insurance. There are different plans available in market. A person can choose individual health insurance or health insurance floater plan, as per his/her health needs and budget.

There are many people who like to have health insurance floater plans rather than individual plans, as these offer coverage to all family members. Apollo Munich Easy Health is the best health insurance floater plan that offer cover to an insured, spouse, dependent parents and dependent children. Its coverage extends to hospitalization expenses, pre-and post-hospitalization expenses, day-care procedures, domiciliary treatment, etc. Besides it, it also offers Critical Illness Cover, along with other benefits and facilities.

Its Critical Illness Cover includes coverage for eight diseases-- Cancer, Kidney Failure, Stroke, Paralysis, Major Organ Transplantation, Sclerosis, First Heart Attack and Coronary Artery Surgery.

This plan is available in three variants—Standard, Exclusive and Premium, each with different coverage limit and range if sum insured.

This plan also comes with lifelong renewal feature to help its customers to enjoy the coverage for the whole life.

Medical Coverage Plans

The best-in-class medical coverage plans are brought by Apollo Munich, a pure health insurance company. It is a joint venture between the Apollo Group of Hospitals and Munich Health. The company uses experience of its partners and design products so that people can get sufficient health cover. In addition, its products are coupled with best services, which is one of the important causes for the company’s fame.

A few of Apollo Munich’s medical coverage plans are:-

• Easy Health—It is one of the pure health insurance product that is most sought after by the people of India.

• Maxima—It is a comprehensive plan that offers all round protection, including outpatient coverage.

• Insure Health—This plan is designed for people looking for easy-to-buy product. It is the simple product.

• Easy Travel—It is the travel insurance policy that is designed to make medical care affordable for the people traveling overseas.

• Individual Personal Accident plan—It is an accident health insurance policy that works on the principle of benefit. It provides cover for death, disablement benefit and several bodily injuries.

• Optima Cash—It is the newly designed policy that offers coverage to additional hospitalization expenses.

Family Healthcare

It is the responsibility of each and every of us to take care of family healthcare needs. Any of the family members can meet an accident or can come across any unforeseen incident that may affect lifestyle of all. At the time of medical emergency, you would always like your loved one to get quality medical treatment and you would get ready to go to any extent to arrange for the finances for the same. But, how? At the time of life, you would be left with only two options—either to sale off household entities or to borrow money. Either of these decisions will affect you and your family members in longer runs.

So, before you come across any such situation, buy family healthcare plan and offer coverage to all family members, which may include, you, your spouse, your dependent parents and your dependent children. You should always buy such plans from a reputed provider, like Apollo Munich in order to enjoy the services to its best.

Easy Health—Family plan is the best plan that offers comprehensive coverage to all family members at a reasonable amount. This plan comes with lifelong renewal feature to help people to enjoy the coverage for the whole life.

Economical Health Insurance

Everyone spends as per his/her income. There are people who earn less as compared to others or those who have more responsibilities in life. Thus, these people look for economical health insurance plans. . But, majority of these people only focus at premium amount while buying health insurance. Instead these people should look at plans that offer coverage at cost-effective price. Apollo Munich is one such provider that offers economical health insurance products. Its plans are best, when compared on basis of two important parameters--premium and coverage. Easy Health plan can be said as economical health insurance plan, as it can be purchased at the expense of just few rupees per day, which is easily affordable. Similarly, its Accident insurance is very cheap and can be purchased easily. Thus, a person can buy any plan; each is well designed, keeping health needs of all sections of society in mind. There are plans for people with less income and for people who belong to high income group. Easy Health is available in three variants—Standard, Premium and Exclusive. A person can buy the one the suits his/her health needs and budget. So, buy health insurance today, as there are plans for people of all income groups.

Compare Health Insurance

Everybody wants to have the best health insurance plan. But, majority of people just make a random choice on behalf of their friend or relatives and buy the plan that has been used by them. It is not a right means to adopt. Instead, if you want to have the best plan, an ideal way is to search it yourself on the basis of your healthcare needs.

You should list down your healthcare needs and then, look for the plans online. You can shortlist the plans that fulfill your healthcare needs and then can buy the one after you are done with ‘compare health insurance quotes’, which is supposed to be an important step in your decision.

You should compare health insurance plans on the basis of the following parameters:-

• Premium
• Coverage Limit
• Benefit
• Facilities
• Deductibles
• Copayment
• Exclusions
• Waiting period

Majority of people, after comparison, reach to the conclusion that Apollo Munich is the best provider that offers comprehensive cover at reasonable rates. It has brought cover for Critical illness, maternity expenses, daily cash hospital benefit, new born baby coverage, accident insurance, etc. Besides it, the facilities of buy online and online renewal that is most sought after these days.

Accident Insurance

Accident insurance is one of the necessities that are must for a person to have in his/her life. These insurance products offer coverage to all health issues arising due to an accident. An accident can change lifestyle to a great extent. In several cases, it has been observed that it become a cause of financial stress, under which all family members suffer.

Thus, if you want to keep your family member away from these financial issues that arises due to expensive medical treatment, get accident insurance. These plans work on the principle of benefit and pay Lumpsum amount for the injuries incurred due to accident. The amount to be paid depends upon the extent of bodily injuries and the terms and conditions of the plan.

Apollo Munich’s individual Personal Accident Insurance plan is the best-in-class plan that offers wide coverage at reasonable rates. It pays for compensation amount in case of death and disablement of an insured due to accident. It also offers coverage to bodily injuries, as per the plan’s terms and conditions.

This plan is available in two variants—Standard and Premium. Premium variant offers wider cover as compared to standard variant. A person can choose the one according to his/her needs and budget.

Critical Illness Cover

Heart attack, Paralysis, Cancer etc—the name itself develops fear in the mind. God forbids, but if you or any if your family member ever meets such health issues in life. Difficulties aside, the treatment of all these diseases require so much of money that family members have to face financial stress, which affects lifestyle to a great extent. Hence, it is recommended to avail critical illness cover. This coverage appears to be quite beneficial in case a person suffered from any critical illness.

There are several plans in Indian market that provide this coverage. Apollo Munich, a pure health insurance company, provides this cover as an optional benefit with its health insurance products—Easy Health and Maxima.

Easy Health plan is available in three variants—Standard, Exclusive and Premium. Critical Illness Cover is available with Exclusive and Premium. An insured opting for this cover is supposed to pay a little high premium, but this amount is far less than the treatment expenses incurred for the same. Thus, one should always opt for this facility so that financial stress over the family can be avoided, in an event of unforeseen incident. Maxima, a comprehensive plan also offers this additional facility.