Critical Illness Cover

Heart attack, Paralysis, Cancer etc—the name itself develops fear in the mind. God forbids, but if you or any if your family member ever meets such health issues in life. Difficulties aside, the treatment of all these diseases require so much of money that family members have to face financial stress, which affects lifestyle to a great extent. Hence, it is recommended to avail critical illness cover. This coverage appears to be quite beneficial in case a person suffered from any critical illness.

There are several plans in Indian market that provide this coverage. Apollo Munich, a pure health insurance company, provides this cover as an optional benefit with its health insurance products—Easy Health and Maxima.

Easy Health plan is available in three variants—Standard, Exclusive and Premium. Critical Illness Cover is available with Exclusive and Premium. An insured opting for this cover is supposed to pay a little high premium, but this amount is far less than the treatment expenses incurred for the same. Thus, one should always opt for this facility so that financial stress over the family can be avoided, in an event of unforeseen incident. Maxima, a comprehensive plan also offers this additional facility.

Online Health Insurance Plans

When a person realizes that he/she needs health insurance, the first thing they do is contact a broker. But what if you cannot do that? When people do not have the time to talk to a broker about the insurance plan and therefore buy the plan from the same individual, the only solution is to give the customer other choices. Online health insurance plans are the key to the problem. These are plans that can be bought over the Internet. Customers do not have to be dependent on time or any other such issue while buying these plans.

The main advantage of online health insurance plans is that they are available anywhere and at anytime. One is not left dependent on an agent or broker to get the needed treatments. At the same time one can also face problems with the security of the website. This too can be solved easily. The best solution is to get the policy from a website that has been secured. Apollo Munich provides a user-friendly site for customers. The benefit of such a site is that the insured can read the policy wordings online. They can also calculate the premium of the plan on the same site with ease.