Compare Health Insurance

Everybody wants to have the best health insurance plan. But, majority of people just make a random choice on behalf of their friend or relatives and buy the plan that has been used by them. It is not a right means to adopt. Instead, if you want to have the best plan, an ideal way is to search it yourself on the basis of your healthcare needs.

You should list down your healthcare needs and then, look for the plans online. You can shortlist the plans that fulfill your healthcare needs and then can buy the one after you are done with ‘compare health insurance quotes’, which is supposed to be an important step in your decision.

You should compare health insurance plans on the basis of the following parameters:-

• Premium
• Coverage Limit
• Benefit
• Facilities
• Deductibles
• Copayment
• Exclusions
• Waiting period

Majority of people, after comparison, reach to the conclusion that Apollo Munich is the best provider that offers comprehensive cover at reasonable rates. It has brought cover for Critical illness, maternity expenses, daily cash hospital benefit, new born baby coverage, accident insurance, etc. Besides it, the facilities of buy online and online renewal that is most sought after these days.

Critical Illness Cover

Heart attack, Paralysis, Cancer etc—the name itself develops fear in the mind. God forbids, but if you or any if your family member ever meets such health issues in life. Difficulties aside, the treatment of all these diseases require so much of money that family members have to face financial stress, which affects lifestyle to a great extent. Hence, it is recommended to avail critical illness cover. This coverage appears to be quite beneficial in case a person suffered from any critical illness.

There are several plans in Indian market that provide this coverage. Apollo Munich, a pure health insurance company, provides this cover as an optional benefit with its health insurance products—Easy Health and Maxima.

Easy Health plan is available in three variants—Standard, Exclusive and Premium. Critical Illness Cover is available with Exclusive and Premium. An insured opting for this cover is supposed to pay a little high premium, but this amount is far less than the treatment expenses incurred for the same. Thus, one should always opt for this facility so that financial stress over the family can be avoided, in an event of unforeseen incident. Maxima, a comprehensive plan also offers this additional facility.