Critical Illness Cover

Heart attack, Paralysis, Cancer etc—the name itself develops fear in the mind. God forbids, but if you or any if your family member ever meets such health issues in life. Difficulties aside, the treatment of all these diseases require so much of money that family members have to face financial stress, which affects lifestyle to a great extent. Hence, it is recommended to avail critical illness cover. This coverage appears to be quite beneficial in case a person suffered from any critical illness.

There are several plans in Indian market that provide this coverage. Apollo Munich, a pure health insurance company, provides this cover as an optional benefit with its health insurance products—Easy Health and Maxima.

Easy Health plan is available in three variants—Standard, Exclusive and Premium. Critical Illness Cover is available with Exclusive and Premium. An insured opting for this cover is supposed to pay a little high premium, but this amount is far less than the treatment expenses incurred for the same. Thus, one should always opt for this facility so that financial stress over the family can be avoided, in an event of unforeseen incident. Maxima, a comprehensive plan also offers this additional facility.