Compare Health Insurance : an important step

Every human being wants to have the best health insurance plan. But, the common problem that is noticed in the country of India is that majority of people make a random choice, when it comes to choosing health insurance. They choose the plan that is used by their friend or relatives. It is not a right means to adopt. Instead, if one wants to have the best plan, an ideal way is to search it on the basis of healthcare needs.

One should list down his/her healthcare needs and then, look for the plans online. Products that fulfill healthcare needs should be shortlisted and then an important step, so called ‘compare health insurance quotes’, should be done. It is advised that one should compare health insurance plans on the basis of the following parameters:-

• Premium
• Coverage Limit
• Benefit
• Facilities
• Exclusions
• Waiting period

It has been seen that many people, after comparing health insurance products, reach to the conclusion that Apollo Munich is the best provider that offers comprehensive cover at reasonable rates. It has brought coverage for almost all perils, which include Critical illness, maternity expenses, daily cash hospital benefit, new born baby coverage, accident insurance, etc.

Health Insurance Companies In India

Cashless Insurance in India : stay away from claim settlement

It is beyond doubt that there are many people in India who do not buy health insurance, as they believe that claim settlement is a complicated process and thus, it is better to stay away from these products. Looking into this problem faced by people, health insurance provider have tied few reputed hospitals of the country and added them in their network. This group of network hospitals gives customers a facility of cashless hospitalization. Using this facility, an individual can seek quality medical treatment from the hands of experts without worrying for the medical bills.

The facility of cashless insurance in India is liked by many citizens, as it keeps them away from the process of claim. It is the facility that helps a policy holder to seek treatment from the hands of experts and walk out of the hospital premises without paying the bills. Health Insurance Company directly settles the bills to the hospital, on behalf of an insured.

The only point that one should keep in mind at the time of availing treatment on cashless basis is that there is an approval required, either from TPA or from the insurer, before getting treatment. Apollo Munich offers this facility in more than 4000 hospitals of the country.

Encourage people to buy Mediclaim Health Insurance: today’s need

85% of people in India still pay for the medical expenses from their pockets, when there is an option to buy mediclaim health insurance and get them financed. What could be the reason behind it? Why people don’t use this tool? It is perhaps, because they are not aware of this tool that can bring them a way out to live in a secured environment. This coverage gives an insured a feel of security. Health or medical insurance can be a lot helpful at the time of medical emergency.

Looking into the gravity of the matter that very less number of people in India belongs to the pool of uninsured individuals, health insurance provider should come forth and identify people’s health needs and offer coverage for the same in its products. Apollo Munich Health Insurance Company, a joint venture between the Apollo Group of Hospitals and Munich Health, is one of the companies that have actively participated to help people buy mediclaim health insurance and enjoy the life under health cover.

The company is trying its best to spread health insurance awareness and bringing the best-in-class product so that customers do not feel ended up with the wrong choice.

Family Health Plan : a wonderful tool to deal with high rising medical costs

It is must to have family health plan, as it is only tool to deal with high rising medical expenses. These plans offer health cover to all family members under a single plan, thus curb down the affordability problem that is faced by most people in case of with individual health insurance coverage.

One should look into all the associated factors that are necessary to make the right choice. It includes premium, coverage limit, benefits, deductibles, waiting period, copayment etc. furthermore, a person should also read exclusion section, as it directly gives an idea of the uncovered perils. It is always suggested to buy from a reputed provider to ensure that a person gets the best coverage.

One such product is Apollo Munich’s Easy Health plan. It is available in three variants—Standard, Exclusive and Premium, designed keeping health needs of all sections of society. . It offers cover to inpatient treatment, pre- and post-hospitalization, day-care procedures, daily cash for choosing shared accommodation, maternity benefits, health checkups, spectacles etc. Besides it, there is an optional coverage for Critical Illnesses and New Born Baby. These benefits may differ from one variant to other. So, read the plan’s coverage properly and then buy the one that fulfill health needs the most.

Purchase Health Insurance and keep financial constraint

Health risks are part and parcel of life. Some time they may be small enough to handle at home. On other hand, they may be grave enough and might require quality medical treatment or hospitalization for the same. It becomes very difficult to settle medical expenses or the long hospitalization bills. It is expected that these treatment costs are going to rise steeply. In such a case, it would be very difficult to afford such expenses.

An ideal way to take care of these medical expenses is to purchase health insurance plan and make quality healthcare accessible. It curbs down the financial anxiety or stress that might be engendered. An insured can visit any reputed hospital and can get treated from the hands of experts. Besides it, these plans also give you an access to enjoy various facilities with different healthcare solutions.

So, purchase health insurance and keep financial constraint away from medical treatment. It helps an insured to recover soon from the ailment.

The only thing that you need to take care of is to purchase health insurance from a reputed provider, like Apollo Munich to ensure that you get the best coverage at reasonable rates.

Know about Health Insurance Policies

Health insurance policy is the right tool that a person should use to seek quality medical treatment. It does not allow financial expenditure to be built on an insured or his/her family. There are various types of health insurance policies, accident insurance policies and travel insurance policies that offer health coverage at different situations of life.

Health Insurance caters healthcare needs of an individual by acting as an ideal vehicle to finance medical expenditure. It is believed that medical costs are likely to increase to such an extent that it will become difficult to pay for them from the pockets. Hence, health insurance becomes must to avail quality healthcare.

It is always recommended to buy health insurance policies from a reputed health insurer, such as Apollo Munich, and that too, as early as possible because there are myriad of benefits that a person enjoys for buying early. Firstly, the early one gets it, the less he/she has to pay. Premium amount increases with age. Secondly, it is only after three-four years of the plan that an insured gets the real benefits of health insurance policies, as by that time, waiting period for different disease elapses and many more. .

Buy Health Insurance Plan with wide coverage

Health insurance plan is a legal agreement between a policy holder and a health insurance provider. In this agreement, an insurer promises to offer health coverage to an insured for certain risks arising due to a sudden mishap. An insured is supposed to pay the periodic premium amount for the same. It is said that once a person buys health insurance plan from a reputed health insurance company, like Apollo Munich, he/she can enjoy the coverage to the greatest extent.

Apollo Munich’s Easy Health plan is believed to be the best-in-class product. This product comes in three variants: Standard, Exclusive and Premium, each differ from one another in coverage limit and benefits. These variants satisfy the heath needs of people of different income group. The most important feature of this plan is that it comes with lifelong renewal feature, thus giving it users an access to renew the plan for their whole life and enjoy the coverage.

Besides it, this plan also offers coverage to maternity expenses and critical illnesses. Maternity expenses comes with a waiting period of 4 or 6 years and Critical illness cover is an optional coverage that promises an insured to offer lumspum payment, if in case an insured is diagnosed suffering from any one of the eight enlisted critical illnesses.

Buy Mediclaim Health Insurance Today

The privatization of health insurance has brought many insurers, which in turn, has brought several health insurance products into Indian health insurance market. But, still there are many people who pay for their medical expenses from their pockets. All these expenses can be used to fulfill dreams or for some constructive purpose, if people buy mediclaim health insurance.

When people buy mediclaim health insurance, all medical expenses get financed by an insurer. Thus, the need of an hour is to encourage people to buy mediclaim health insurance so that medical treatment can be made affordable and accessible for one and all.

The best thing that a provider can do is to identify people’s health need and offer coverage for the same in its plans. Apollo Munich Health Insurance Company, a joint venture between the Apollo Group of Hospitals and Munich Health, has adopted this ideology for devising its products and is successful in offering required health cover to majority of Indian citizens. Working on same lines, the company is looking forth to offer this coverage to more than 500 million people over next few years. It will surely improve the condition of health insurance in India.

Health Insurance Premium can be calculated easily

Everyone should have health Insurance, as it is the only solution to the medical care affordability issue. In order to seek health coverage from insurer, a person is supposed to pay a certain amount, known as health insurance premium. The amount to be paid as premium is decided as per the guidelines of health insurer. It depends upon candidate’s age, health status, lifestyle, occupation and coverage limit. It may also vary with the state.

An insurer use health insurance premium charts that directly state the amount to be paid with respect to plan opted for. It maintains the transparency between the client and the company. These charts are comparative charts which show the amount to be paid for different available option. These charts can easily be obtained from agent of the company.

For further convenience, many notable health insurers, such as Apollo Munich, have brought their online premium calculator to compute the amount to be paid. It is user-friendly tool that calculates the amount at just a few clicks of the mouse. A person is supposed to fill the basic information asked and then, can know about health insurance amount to be paid for the same.

So, buy as per your needs, Calculate Your Premium Now

Best Insurance Company with a long list of advantages

It is said that if a person buys health coverage from the best insurance company, he/she can enjoy the services to the greater extent. A reputed provider looks at its customer’s satisfaction and tries to offer the best services with its products. One such company is Apollo Munich Health Insurance Company, a joint venture between the Apollo Group of Hospitals, Asia’s largest healthcare provider and Munich Health, part of Munich Re, Europe’s largest insurer.

Both these partners are experts in their own fields and thus, bring out the best-in-class products. Majority of people in India believe that Apollo Munich is the best insurance company as they offer wide coverage at reasonable rates. Secondly, they bring the feature of portability, which helps a person to shift from other health insurer to Apollo Munich along with the policy benefits. Thirdly, they offer the facility of cashless hospitalization in more than 4000 network hospitals of the country. Fourthly, they take care of both curative and preventive health needs. Fifthly, their plan comes with lifelong renewal feature that gives an insured an access to renew the plan every year and enjoy the coverage for the entire life. In addition there are many other benefits such that the list continuous……and proves that Apollo is the best health insurance company.

Accident Health Insurance: a friend in need

An Accident is the term used to denote a sudden mishap that can bring huge changes in the life of an individual. It may lead to death, disablement or bodily injuries that may reduce the earning capacity of a victim. After an accident, arranging for the finances to seek quality medical treatment becomes the immediate need of an hour. Many people borrow money or sale off their household assets.

But, all these issues of life would have been solved out, if the victim would have Accident Health Insurance. These are the plans designed to offer coverage for health issues arising at the time of an emergency. These plans offer a beneficiary a lumpsum payment, in case of death of an insured and a proportion of the sum assured, in case of disablement or the other bodily injuries.

These products are designed to offer coverage to many other risks, such as coverage for emergency ambulance cover, accident medical expense and many other. One such plan that is most liked by the people of India is Apollo Munich’s Individual Personal Accident Health Insurance Plan. The plan is available in two variants—Standard and Premium. Both these variants offer different sum assured range, suiting people of all income groups.

Buy Health Policy Online—a hassle free means

Those days are gone when people use to wait for agent for issuing health insurance or renewing these plans. Nor they have to stand in long queues to get the work done. The digital revolution has brought about the huge change. Now, a person can renew or buy health policy online at the comfort of home. Almost all notable health insurance companies have brought their websites, which contain the link for buy health policy online and online renewal. Both these links take an insured to their respective online portal and thus, make the whole process easier.

Apollo Munich has brought simple and easy online means, which help a person to buy health policy online in just four simple steps and renew the plan in just two steps. A person buying health insurance online has to select a plan, create proposal, fill insure details and make a payment. There is also online premium calculator that calculates the amount of premium that an individual has to pay. For an individual who want to get the plan renewed has to carry out just two steps—login either by policy number or by member id and make a payment.

Apollo - Apollo Group of Hospital

The condition of healthcare in India is not good. The last year healthcare statistics show that only 15% of Indian population finances their medical expenditure through health insurance. 85% of uninsured population is not a small number to be ignored. Thus, there is need of different healthcare bodies to come forth and encourage people to buy such products so that they could avail quality medical treatment without any financial crunch. One such organization that has actively participated in improving this scenario is Apollo Groups.

The Apollo Group of Hospital, an extensive chain of hospitals, is well known for offering best medical treatment to its patients. In order to make medical treatment accessible to the people of India, the Apollo Group of Hospitals decided to leap into health insurance sector and joined hands with Munich Health, new business segment of Munich Re, Europe’s leading insurer.

Apollo Munich has emerged to demystify health insurance in India and is looking forward to offer health cover to more than 500 million people in India over next five years. Working in this direction, the company has adopted a unique ideology of devising products on basis of healthcare needs of people and thus, has been successful in offering best-in-class products coupled with best services to the Indian masses.

Affordable Individual Health Insurance

There are many people who are derived of quality healthcare, when required. The entire family gets affected, if any family member comes across any sudden mishap. It is because of high rising medical costs. Health insurance is the only solution that can bring medical treatment within reach of the common individual. At the same time, there are people who do not have sufficient amount of money to invest in these plans and thus, they look for affordable individual health insurance plans.

These plans are easily affordable. These plans are designed to ensure that people get sufficient coverage at cost-effective prices. There are many such plans available in Indian health insurance market but choosing a right plan is an hour of need. It means a plan that offers cover to a person’s healthcare needs at an affordable price. It is advisable that a person should compare health insurance plan quotes of several plans in order to reach to a right decision.

Many people searched for affordable individual health insurance plan and reached to the conclusion that Apollo Munich plans are best of its kind. They offer sufficient coverage as compared to the premium charged. All its plans are well thought and devised.

Cashless Insurance in India

One of the most important problems of the insured people at the time of medical emergencies is the time taken for claim settlement services. Looking into the solution to this problem, health insurance companies provide a cashless facility to its customers. Using this option, insured people can seek quality healthcare, without worrying about the bills, from the hands of medical experts.

This is one of the most sought after feature that is welcome by the people. The reason is simple that there is no claim process associated with the same. It is an access to the insured to seek medical care from the hands of experts and leave the hospital premises without paying their bills. Health Insurance Company settles bills directly to the hospital on behalf of the insured.

The only point that should be kept in mind when you use the treatment on the basis of the case is that the approval is required prior to treatment. It may either from TPA or from the insurer, as stated in the terms and conditions of the plan purchased.

Critical Illness Cover

There are many people who buy health insurance but do not avail critical illness cover, as they could not spare extra amount for the same. But, this coverage is much beneficial, as a person can be diagnosed by any critical illness and then, the money received from the insurance might not be sufficient to seek quality healthcare.

Critical Illness Cover can be availed along with health insurance plan or as a separate plan. Easy Health, the most popular health insurance plan brought by Apollo Munich, gives this facility, as an additional and optional feature. It offers coverage against eight major disorders, which include Cancer, First Heart Attack, Sclerosis, Kidney Failure, Major Organ Transplantation, Stroke, Paralysis and Coronary Artery Surgery.

Opting for Critical Illness cover might increase the amount of premium, but it is mush useful. If an insured is diagnosed suffering from any of the covered diseases, he/she gets a lumpsum payment, which can help an insured in seeking quality treatment.

Thus, it is always advisable to have this coverage such that an individual could enjoy the life to a greater extent. Easy health plan comes with lifelong renewal feature, thus offering protection for the entire life.

Economical Health Insurance

There are many people who think a lot before buying economical health insurance. These people are always confused if they would be able to seek sufficient coverage under such plans. These products are designed to fulfill healthcare needs of budget conscious people. The only point that a person should have in his/her mind is to make a right choice. Compare quotes of shortlisted plans and then, buy the one that seems to be best. A plan chosen in this way would offer the required coverage at cost-effective price.

Majority of people choosing economical health insurance keep premium in mind, but there are certain other features like coverage limits, benefits, facilities, etc, that play a major role in offering the coverage. A person who does not much about health insurance is advised to buy health insurance from a reputed provider. These providers well design their plan and offer the coverage as per the needs of people.

Apollo Munich is one such provider. All its plans are available at affordable rates. An insured gets maximum coverage in minimum possible price. One good feature of this provider is that there are plans for people of all income groups. so, buy health insurance today.

Compare Health Insurance

There are many health insurance plans available in Indian health insurance market that attracts people with one for the other feature. But, it is not the right way to choose the health insurance plan. These plans engender dissatisfaction among the users. The plan not chosen after compare health insurance does not offer cover to all health needs. There are so many plans available in Indian health insurance market that a person making a random choice would not end up with the right plan.

Instead it is sequential way to reach to the right plan. There is no doubt that health insurance market is inundated with such plans. A person should list down his/her healthcare needs and then, should shortlist plans. Quotes of these plans should be compared to know about them in detail. These quotes give an idea of plans’ coverage limits and exclusions. The plan chosen on basis of compare health insurance would give an insured a better coverage.

Apollo Munich Health Insurance has designed best plans. The products and services offered give complete coverage to an insured. Its Easy Health plan has received maximum number of Indian votes for being the complete health insurance plans.

Health Coverage - to stay at a peace of mind

Medical costs are highly increasing and most of the people are not able to pay off these bills from their pockets. Thus, it brings financial stress to a family. It is because majority of people in India do not have health insurance, which makes medical treatment much easier.

Health coverage is believed to be a vehicle that helps an insured and his/her family members to stay at a peace of mind, as he/she gets the financial coverage at the time of medical emergency. Though these plans are so beneficial, but still very less numbers of people in India are insured. Health insurance providers need to take the matter seriously and work upon the loopholes so that the condition of India can be improved.

Apollo Munich, a pure health insurer, is one such provider that is working in this direction and is looking forth to offer health coverage to more than 500 million populations over next few years. It has emerged with the aim to uncomplicate health insurance. All its products are well thought and designed to offer complete coverage at cost-effective price. There are plans for people of all income groups, ranging from Insure Health, the most economic product to Maxima, the most comprehensive plan.

Accident Health Insurance - make health treatment affordable at the time of an accident

An individual can meet an accident at any time of life. These unforeseen incidents bring along with them several difficulties for a victim and his/her families. One such problem is financial issues due to high rising medical costs. These financial problems can be avoided by buying accident health insurance plans that are designed, keeping healthcare needs of a person meeting an accident.

These plans offer coverage to health risks, right from death disablement to several other bodily injuries. It offer sum insured amount to beneficiary, in case of an insured’s death or disablement, as the case may be. It depends upon the extent of bodily injuries and terms and conditions of the plans.

Thus, these plans make medical treatment affordable and accessible at the time of an accident. Accident health insurance acts as a true friend in times of need and thus, keeps a policy holder and his/her family away from financial stress. These plans should be made mandatory so that no one is deprived of quality healthcare in case of an accident.

Apollo Munich, a well known health insurer, has brought best-in-class Individual Personal Accident Health Insurance plan for the citizens of India. this plan is available in two variants—Standard and Premium.

Buy Medical Health Insurance - cashless hospitalization in more than 4000 network hospitals

There are many people in India who think a lot before they buy medical health insurance. They think if it s a useful expenditure. It shows that there are many people who are not aware of the importance of such products. But, they come to know when any of their family members or relatives or friends comes across any sudden mishap, which result in long hospitalization bills. It is not easy to pay off these long bills. But, it becomes must for survival. Hence, an individual look for various other options that engenders financial stress to a family.

Thus, it is advisable to buy medical health insurance before any such problem or financial issues bring a change in lifestyle. Once a person buys medical health insurance, he/she can seek quality healthcare without any financial crunch. In addition to it, there are many facilities that come along with the plan that an insured gets complete coverage.

One such facility that helps an insured to enjoy life is cashless hospitalization. It allows an insured to go to any network hospital and get treated without paying medical expenses, which are settled directly by the insurer.

Apollo Munich offers this facility in more than 4000 hospitals of the country.

Family insurance plans offer cover to all family member

One of the biggest problems that a family faces at the time of medical exigency is the disturbance of family budget due to expensive medical treatment required for the victim. In many cases people are deprived of quality medical treatment while in other people bring financial stress to their family. All these problems can be avoided by buying family insurance plans that offer health cover to all family members, which may include an insured, spouse, dependent parents and dependent children.

Family insurance plans take care that all family members are able to seek quality healthcare, when required and that too without any financial crunch. If a family is insured, medical expense is no more a burden. It is, therefore advisable to have the best family health insurance plans such that one can get wide cover at reasonable prices.

Maxima is Indian first 360 degree product that makes medical treatment almost free. It is one of the most liked family insurance plans. It offers cover to 2 adults and up to 2 children. The unique feature of this plan is its coverage to outpatient treatment that includes doctor’s consultation, pharmacy costs, diagnostic tests and health check-up. Buy such plan and enjoy the coverage.

Buy Health Policy Online - Buy Online and Online Renewal

Online means have brought a revolution in today’s world. Everybody find it user-friendly because of the myriad of benefits associated with the same. People find it very convenient tool to have an access to worldwide information. Online means is increasingly finding place in every sphere of life. It has penetrated into health insurance sector and thus, has brought the tool to help people buy health policy online.

Buy health policy online allows an individual to buy in just few clicks of the mouse. Besides it, an insurer has also started online renewal facility to help their customers to get their plans renewed online. It keeps them away from meeting with agents or standing in a queue for long. Thus, Internet has brought a big relief for people.

Apollo Munich has also given place to these two links—‘Buy Online’ and ‘Online Renewal’ on their website and thus, brought a relief to Indian citizens. Now, a person can buy Apollo Munich’s plan in just four simple steps—Select a plan, Create Proposal, Insure Details and Make a Payment and can renew a plan in just two steps—login and make a payment. Now, buy or renew health insurance at the comfort of your home.

Buy Medical Policy Online

There is a large pool of people who do not want to buy medical policy online because of lack of trust. This section of people believes that online transactions are not fair enough to be carried out and are not secured. People believe that they might lose their privacy at the time of transactions. Thus, they stay away from buying medical policy online.

But, it is a perception and not a truth. Today, online engine are supported with robust payment getaway that guarantees that the information disclosed will not be shared to any third party. Rather it is user-friendly and simple means that allows a person to buy medical policy online at the comfort of his/her home. A person can buy as per his/her convenience at any time of day or night. It saves time. it keeps an individual away from long processes of involving in paper work. There is no need to call agents and hold meetings. One has to neither stand in queues for the same.

All the above stated advantages can be enjoyed, if medical insurance is bought from a reputed provider, like Apollo Munich. these provider offer best products combined with best services for their customers.

Do you want to have the best family insurance plan?

It is a human nature that everybody wants to have the best family insurance plans. But, the question arises that which is the best plan?

The best pan is the one that fulfill a person’s needs. As every human being has different needs, thus the best plan for one might differ from the other. But, in general, the best plan is the one that offers basic coverage and fulfills most of health needs of majority of target segment of people.

In India, majority of people voted for Easy Health to be the best family insurance plan. it is brought by Apollo Munich. This plan is available in two variants:-

• Easy Health—Individual
• Easy Health—Family

Each of these variants is available in three sub variants—Standard, Exclusive and Premium.

Thus, a person can buy this plan on individual or family basis and can also make a choice among three variants. Each variant has different coverage limit and the range of sum insured. These variants offer coverage to health needs of people of all income groups. it not only offers wide coverage, but can also be purchased at the expense of just few rupees per day.

Buy Medical Insurance - healthcare without any financial stress

There are many people in India who do not know the importance of health insurance and thus, they do not buy medical insurance. It shows that there is a need to spread awareness about the same so that people can get an access to quality healthcare without any financial stress. Thus, people should be encouraged to buy medical insurance.

These plans are designed, keeping healthcare needs of people in mind. They offer financial coverage to medical exigencies. There are different kinds of plans—pure medical insurance plans that look after inpatient treatment charges, travel insurance plans that take care of expenses incurred for health risks during traveling and accident insurance plans to take care of expenses incurred for health risks due to accident.

A person should look into his/her healthcare needs and then, buy the one that fulfills them. It is always better to buy medical insurance from a reputed provider. Apollo Munich is one of them that have brought best-in-class products and offerings for the Indian citizens. Easy Health plan is believed to offer complete health coverage to an individual and family. It is designed in three variants, looking into needs of people of all income groups.

Well Designed Family Insurance Policy

There are many people who are in search of a well designed family insurance policy. These policies offer complete health cover to a person at cost-effective prices. There are many family plans available in India, but Easy Health is the best well designed family insurance policy. It is one of the most sought after product. It is intelligently designed to take care of health needs of all family members, which can include an insured, his/her spouse, his/her dependent children and his/her dependent parents. The plan comes in three variants—Standard, Premium and Exclusive, each with different coverage limits and the range of sum insured. This policy offers cover to health needs of people of different income groups.

The plan offers complete cover to inpatient treatment expenses, pre- and post-hospitalization expenses, domiciliary treatment and day-care procedures etc. Apart from these, there is coverage for organ donor, ambulance expenses, spectacles, hearing aids, maternity expenses etc.

The plan also offer additional and optional Critical illness Cover for eight major illnesses-- Cancer, Coronary Artery Surgery, Major Organ Transplantation, Heart Attack, Paralysis, Multiple Sclerosis, Kidney failure and Stroke. The plan comes with no cover ceasing age, as it brings along with it a facility of lifelong renewal.

Healthcare Insurance - A Medical Emergency

There is no doubt that health is the most precious entity that a human being has. It is must to take care of health, if you want to be happy in your life. Thus, you should always have healthcare insurance that acts as a solution to the problem that people face at the time of medical emergency.

These plans are well designed, looking into health needs of people. The best-in-class health insurance products are offered by Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health. The company is successfully able to use the experience and knowledge of its partners.

Easy Health is the most popular product that offer complete health insurance coverage. It can be purchased on individual basis as well as on family basis. It offers its customer a facility to avail treatment based on cashless hospitalization in any of network hospitals and on basis of reimbursement in non-network hospital.

It offers coverage to inpatient treatment, pre-and post-hospitalization expenses, domiciliary treatment, 140 day-care procedure (treatments that do not require hospitalization for more than 24 hours), daily cash for choosing shared accommodation etc. This plan comes with lifelong renewal facility to help an insured to enjoy the coverage for the whole life.

Is buying healthcare online policy reliable?

There are many Indian people who do not trust these healthcare online providers. This distrust is mainly at the time of online transactions. The security of these online portals is still doubted. A person can easily find a pool of people who still wait for agent to come up to them and guide them, when everything can be done just with an access to internet.

Health Insurance online policy can be issued in just few minutes. A person can get soft copy of policy’s paper instantly, once the formalities are completed. There is no need for a person to wait for agents or stand in long queues. It well suits the busy lifestyle of people, who cannot spare time for meetings with agents. Credit and Debit cards have been helpful in carrying out transaction smoothly. It transfers money from an insured’s account to the insured’s account.

Individuals are doubtful that they might lose the secret information, which can be misused by a third person. But, a person can stay away from such security problems by buying plan from the company that uses robust payment gateway for health insurance online transactions. Apollo Munich is one of such companies that take care of their customer’s privacy.

Buy Medical Policy - offers complete health cover

In India, there are people who think that health insurance should be purchased at old age, as the body gets prone to health issues. This show that they do not know the working of health insurance plans. But, the truth is that it is always better to have such products at the earliest. It is said to buy medical policy at early age, as there are many advantages associated with the same.

Buy medical policy at early age, as every plan has waiting period for specific diseases. This means that a health insurance plan offers complete health cover only after few years of purchase, when waiting period get elapses. At the same time, a person gets cumulative bonus, which increases his/her sum assured amount, for every claim-free year.

Looking into this scenario, it is always better to buy medical policy at early age. One has to pay less premium amount for policy purchased in early age. Secondly, he/she would have wider plans available before him/her. The options decrease, as the age increases.

So, buy health insurance at early age from a reputed provider, like Apollo Munich, and get it renewed regularly to enjoy the coverage for the extended time period.

Healthcare plans—becoming a need

It should be made must for all individuals to buy healthcare plans so that they get an access to quality healthcare, when required. These plans take care of medical expenses incurred, if an insured undergoes a sudden mishap, due to which quality healthcare becomes must.

A healthcare plan is the only solution to increasing medical costs. It is said that medical costs are expected to increase tremendously that it would become difficult for people to pay for the same. Thus, it is advisable to buy such that so that an insured can seek medical treatment without any financial crunch. It offers peace of mind by maintaining the balance between the quality medical treatment and the wallet.

There are different types of these plans. One can choose, as per his/her needs and budget. It is said to buy a plan from a reputed provider, like Apollo Munich in order to have best products and best services.

Apollo Munich has adopted a unique ideology of designing products, after identifying health needs of people. It is because of this reason that their products are most sought after by the Indian population. They are the first provider that brought the facility of lifelong renewal, looking into people’s health needs.

The Need Of Family Insurance

There are many people who still believe that there is no need of family insurance plans. But, the truth is that it has become a necessity for very family to have it. These plans offer financial coverage at the time of medical emergency. The most important benefit of these plans is that it offers health cover to all family members under a single plan. Here, the family may include an insured, spouse, dependent parents and dependent children.

There are various family insurance plans available in Indian health insurance market. There are plans that offer basic health coverage. On the other hand, there are plans that offer comprehensive health coverage. a person can buy the one, as per his/her family health needs.

Apollo Munich has brought Easy Health, as their basic health insurance plan. It can be purchased easy at the expense of just few rupees per day. Maxima, Indian’s first 360 degree product is a comprehensive plan that offers wide health cover to the Indian citizens. This plan is designed to make medical treatment almost free. Both these plans are available with the facility of lifelong renewal to help an insured enjoy coverage all through the life.

Buy Health Insurance

Health insurance is the right tool to be used to finance medical expenses and thus, to help you family member stay at peace of mind. It offers financial coverage at the time of medical exigency, thus, keeping them away from financial issues that can create financial stress to a family. It is becoming a necessity.

The Indian citizens should buy health insurance, as the condition of health insurance is very poor and the medical costs are increasing speedily. If the same continued, people will be deprived of quality healthcare in the following years, as paying from the pocket is not always possible. Sometime the bills may exceed the savings, thus, bringing financial stress to a family. So, buy health insurance and enjoy the life.

One should be careful enough while making a choice so that he/she have to face any problem in times of need. Buying from a reputed provider is the best option, as they provide the best-in-class products and offerings. Apollo Munich is one of the providers that have earned much name and fame in very short time span. Their products are very well designed, keeping healthcare needs of people in mind. so, buy health insurance and live fearlessly.

Best Mediclaim Policy

Which is the best mediclaim policy? This is the common question that is asked by everyone, looking for a health or medical insurance product. It is a human nature. No one wants to invest the money without knowing about the best mediclaim policy. Broadly speaking, it is the one that fulfills an individual’s healthcare needs. Thus, it may vary from a person to person.

Market survey show that the best mediclaim policy is Maxima, India’s first 360 degree product. It is brought by Apollo Munich Health Insurance Company. It offers comprehensive health coverage to its customers.

There is an inpatient cover of Rs. 3, 00,000 for its customer. It offers maternity coverage, additional and optional Critical Illness Cover, pre-existing disease coverage on outpatient basis (inpatient basis with waiting period of 3 years) and many others. In addition to it, there are consultation coupons that are given to its customers for outpatient coverage. This plan also offers coverage for outpatient consultation, pharmacy bills, diagnostic tests, outpatient dental treatment, contact lenses, spectacles and health checkups.

Maxima offers coverage from 91st day onwards to maximum entry age of 65 years. There is also a lifelong facility in order to help an insured to enjoy the coverage for the entire life.

Buy Medical Health Insurance

The condition of health insurance en India is not good. It is one of the nations where health insurance is not mandatory and as a result, only 15% of Indian population enjoys life under health cover and rest 85% are uninsured. People in India are not aware of health insurance and thus, they pay for medical treatment from their pockets. But, it is one of the grave areas, which can affect the country and its citizens to a great extent.

Thus, there is a need of spreading health insurance awareness among the masses. It is only then possible that people could get an access to quality medical treatment, without any financial stress. So, buy medical health insurance and encourage other people to do the same. It will make medical treatment affordable and accessible for all.

Buy medical health insurance and enjoy the life fearlessly, as there is someone to pay for your medical expenses. It helps in maintaining the balance between quality healthcare and wallet. The only thing that you should consider is to buy medical health insurance from a reputed provider, such as Apollo Munich. A reputed provider provides you best products and services to help you to enjoy your life to the fullest.

Buy Insurance Online

Internet is finding its place in almost every sphere of life. The reason is quite simple that this means well suits hectic schedule that an individual follows these days. This user-friendly tool has also penetrated into health insurance area, which is not completely developed. Today, almost every notable health insurance company has brought the feature of ‘Buy Insurance Online’ on their website, thus giving an individual an access to purchase a plan at any time of day or night.

Buy insurance online is a feature that offers instant coverage. The most important beneficial point of using this means of policy issuance is that it keeps a person away from policy issuance hassles. You need not have to call or wait for agents to issue you a policy or create proposals for the same.

Apollo Munich has also introduced the features of ‘Buy Insurance Online’ and ‘Instant online’, responding to the changing market dynamics so that its customers can issue and renew policy easily. Both these features are user-friendly; using which an individual can buy or renew the plan in just few click of the mouse. Hence, it is easy and straightforward method that makes the whole process of policy issuance simpler.

Medical Insurance Policy

Medical insurance policy is an ideal tool that helps an individual to finance their medical expenditure and thus, gives him/her a key to avail quality medical treatment without any financial constraint.

Medical treatment costs are likely to increase to a great extent and thus, it will become problem for uninsured individuals to pay for the same in case of emergency. Hence, it becomes must to get the medical insurance policy in order to make quality healthcare accessible and affordable. Once you buy healthcare policy as per your needs, you will feel stress-free as you get the protection against health risks.

There are numerous medical insurance policies available in India. A person should take care of the following points while choosing a plan for him/her.

1. Always keep your healthcare needs in mind.
2. You should compare different products with regard to premium paid, coverage limit, deductible, copayment, exclusions and associated terms and conditions.
3. Understand each and every condition of the plan so that you might not face any problem during reimbursement.
4. Don’t forget to know about waiting period for different diseases and their coverage.
5. Read Exclusion section
6. Buy from a reputed provider, like Apollo Munich for the better services.

Medical Insurance Plans

Medical insurance plan is a contract between a policy holder and a health insurance company, in which later offers medical cover to a former for health risks arising due to an unforeseen event, as stated in the plan’s terms and conditions. An insured is supposed to pay for this coverage. This amount that is paid at the time of issuance or at the time of renewal is called premium. Medical insurance plans offer the following benefits:-

1. Financial protection for medical exigencies
2. Peace of mind
3. Balance between quality healthcare and wallet

Besides these, medical insurance plans make medical treatment affordable and accessible. It gives an insured a privilege to avail medical treatment without worrying for medical bills. These plans bring along with them a long list of benefits and facilities, thus offering people various healthcare solutions to stay healthy.

Apollo Munich has brought many medical insurance plans—Easy Health, Easy Travel, Individual Personal Accident plan, Optima Cash, Insure Health and Maxima. All these products offer wide coverage at reasonable price. Each and every of them comes with a long list of benefits and facility, which are well thought and included to ensure that an insured gets sufficient coverage.

Medical Insurance

Those days are gone when people use to arrange money before going to reputed hospitals for quality healthcare. Nowadays, there are medical insurance plans that look into healthcare expenditure of the people. These plans are designed by insurer to offer required health coverage to the people. It helps an insured to go for the quality healthcare without worrying for the medical expense.

Medical insurance plans are of various types. There are pure health insurance products that take care of hospitalization expenses and also bring along with them a long list of benefits. There are accident insurance plans that offer cover to health risks arising due to accident, from death, disablement to bodily injuries. Besides it, there are travel insurance plans that offer coverage to health issue arising due to travel outside the country.

These plans have been useful in availing medical treatment, as it keep all financial inconvenience during medical exigencies away from an insured.

Apollo Munich has brought several medical insurance plans to make medical care affordable and accessible for the people of India. Each of its plans comes with a long list of benefits and facilities that are included in plan, looking into healthcare needs of people.

Health Insurance Plans

Health insurance plans have really proved beneficial in helping people to avail quality medical treatment without any financial stress. An insured individual can go to any registered hospitals and can seek treatment from the hands of experts. One can seek treatment on the basis of cashless hospitalization in network hospitals and on basis of reimbursement in non-network hospital. Besides it, health insurance plans bring along with them a long list of benefits and facilities.

These plans not only make medical treatment easy but also keep one at a peace of mind that he/she would be able to seek medical treatment in times of exigencies. These plans are devised keeping need of quality healthcare in mind. There are plans that offer coverage for both inpatient and outpatient treatment. There are plans that look into pharmacy costs, diagnostic tests, consultation, health checks-ups etc.

One of the health insurance plans available in Indian health insurance market is Maxima, India’s first 360 degree plan. This plan takes care of all medical needs of people. it comes with lifelong renewal to help its customers to enjoy the coverage for the entire life. so, buy the plan with an extensive cover and live life fearlessly.

Best Health Insurance Plan

There are many health insurance plans in India but the best health insurance plan should be chosen carefully. There are several aspects on basis of which a plan can be said to be the best health insurance plan. It should offer sufficient coverage at cost-effective price.

Market survey shows that Easy Health is the best health insurance plan that offers wide health cover to an insured at the time of hospitalization. It is one of the plans that work on the principle of indemnity and thus, pays for the medical expenses incurred at the time of hospitalization or for the treatment against covered peril.

This plan comes in three variants—Standard, Exclusive and Premium. Each of these variants has different coverage limits and range of sum assured. Its coverage includes additional and optional benefit of Critical Illness cover, which pays for the sum assured, in case an insured is diagnosed suffering from any of the eight covered diseases, which include cancer, coronary artery surgery, sclerosis, stroke, first heart attack, renal failure, paralysis and major organ transplantation.

This bets health insurance plan can be purchased and renewed online. It can be purchased till the age of 60 years, but it comes with the facility of lifelong renewal such that its customer can enjoy the coverage for the entire life.

Family Health Insurance

There are many people who have health insurance from their employers and thus, they don’t feel the need of family health insurance. But, truly speaking it is always better to have family health insurance, besides the one offered by the company. There are several reasons for the same.

One of the biggest is that employer’s coverage end up when a person leave his/her job. Secondly, there is no pre-policy benefit that a person can avail with these group health insurance policies. It is quite natural that by the time waiting period will elapse, a person will go ahead with a new job and will avail benefit under the different plan; this will keep him away from the benefits of the previous policy.

But, in family health insurance, one can get all these benefits on continuous renewal. Once waiting period is over, an insured can get coverage for all diseases. Thus, he/she would be able to enjoy the larger coverage.

Apollo Munich offers best-in-class family health insurance plan. Its Easy health plan is a wonderful plan that can be purchased at the rate of just few rupees per day. It offers complete coverage with a long list of benefits and facilities.

Buy Medical Insurance

It is beyond any doubt that quality medical care becomes must for people when they meet an unforeseen incident or falls sick. But, is it easy to pay for this quality treatment?

The long hospitalization bills are not easy to pay off. It has been seen that people sell out their houses in order to pay for these bills. An ideal way to make medical treatment easy is to buy medical insurance so that you would be able to avail quality healthcare, when required.

When you buy medical insurance you get a long list of hospitals, so called network hospitals. An insurer gives an access to its customers to seek medical treatment from the hands of experts on basis of cashless hospitalization. You can go to a hospital and walk out of it without paying the expenses. Your insurer would settle the bills on your behalf. Besides it, you can go to any registered hospital, which is not in its network and can get the treatment for the covered peril, up to the sum assured, but you need to pay the bills yourself, which later get reimbursed by the insurer.

Apollo Munich offers this facility of cashless hospitalization in more than 4000 network hospitals.

Health Insurance Rates

Many people do not buy health insurance because they believe that health insurance rates are too high and cannot be afforded. But, the truth is that these plans are available for people of all income groups. This shows that people in India are not much aware about the health insurance rates. Hence, there is a need of medical insurance providers to educate people about the same.

You have to pay only few hundred or thousands of rupees annually to get health cover with sum assured of few lakhs of rupees. In addition, you can enjoy your life to a greater extent, if you are insured. If you require treatment for a covered peril, you can easily get it from the hands of experts in the most renowned hospital of the city. If you go to any network hospital, you can get it on the basis of cashless hospitalization else on basis of reimbursement.

The only point to be considered is to make a right choice of medical insurance provider. The medical insurance rates offered by a reputed insurer, like Apollo Munich, are the most reasonable as compared to the coverage offered. They have brought best-in-class products and offerings.

Family Floater Insurance

Family floater insurance plans are those that offer cover to the entire family, which may include an insured, spouse, dependent parent sand dependent children. These plans curb down the affordability problem that a person might face, if all family members are covered with the help of individual health insurance plans.

There are many family floater insurance policies available in market that one looking for the best one gets confused. Each and every of the plan has some attractive feature to capture customer. But, a person should look into his/her healthcare needs and then, should make the right choice so that his/her family can get the sufficient coverage.

Market survey shows that Apollo Munich’s plans are the best of its kind. Apollo Munich offer family health protection in two of its famous plans—Easy Health and Maxima. Easy Health is a complete health insurance plan that gives coverage to all health issues arising due to sickness and an optional coverage to eight critical illnesses. Maxima is a comprehensive coverage plan that includes OPD coverage, maternity benefits, etc.

Both these plans come with lifelong renewal feature such that an insured can enjoy the health cover for the entire life.

Best Health Insurance India

There are many people who are in search of the best health insurance India plan, but they don’t know the right way to choose the same. People buy product that is used by their friends or relatives. But, they never think if this is the right way to choose the right plan?

A person, using this means, might end up with the best health insurance, but the probability is very less. It is therefore, advisable to adopt the right path to buy the best health insurance India. The foremost step that one should take care of is to list down his/her healthcare needs and then looks for the available plans. It can be done by surfing online.

One can shortlist few that fulfill his/her healthcare needs the most. Then, he needs to compare shortlisted plans on the various associated parameters—Premium, Copayment, Deductible, Coverage Limit, Benefits, Discounts, Facilities and Exclusions. A plan chosen after comparison on the basis of the above mentioned parameters will surely help you in choosing the best health insurance India.

Buying from reputed provider, like Apollo Munich, will further help in making a right choice. So, adopt the right path and choose the right plan to enjoy the life.